HOME OWNER AND DEBT II

Who the course is for: Advisers with some basic knowledge of mortgages and negotiating arrears who want to provide detailed advice on clients' options for dealing with possession proceedings, eviction orders and mortgage shortfall situations.

Aims:

To enable participants to

• Advise on mortgage possession procedure in the County Court
• Provide options to clients with possession orders
• Assist clients after eviction

Course Content:

The course will include:

• Court procedure including completion of N11M and identification of possible defences
• Court's powers under the Administration of Justice Acts 1970 and 1973 and the Consumer Credit Act 1974
• Mortgage shortfall
• Possible defences to possession claims

Course Materials:

• Course notes and handouts

NB	See also: Mortgage Possession Procedure and Representation and Mortgages and the Benefits Agency