HOME OWNER AND DEBT I

Who the course is for: This course is aimed at advisers who wish to explore the topic of mortgage arrears in detail. It presupposes a basic understanding of money advice (e.g. attendance on Debt Counselling Module I & II). In addition to advisers in the voluntary sector this course may be of particular interest to those working in personnel, staff or trade union welfare and local authority homelessness departments.

Aims:

• To improve advisers' ability to assist those with mortgage arrears before court proceedings
• To outline the County Courts' powers in relation to mortgage arrears

Course Content:

• Causes and trends of mortgage debt
• Types of mortgage
• Introduction to law of mortgages
• Arrears prevention
• Options and negotiation with mortgage lenders prior to court proceedings

Course Materials:

• Course notes and handouts

NB	See also Home Owner and Debt II, Mortgage Possession Procedures & Representation